We may know trig — but no one really taught us about credit. Yet, credit is the formula for building a future where you're in control.
More credit = more opportunities. And that's exactly what we're here to help you create.
Learn how to build credit in college, so you can make smart financial decisions while balancing school, work, and life.
Avoid common credit mistakes, like overspending or missing payments, that can damage your credit scores.
Feel confident managing student loans, knowing that timely repayments can help you build a strong credit profile after graduation.
We may know trig — but no one taught us about credit. Yet, credit is the formula for building a future where you're in control.
More credit = more opportunities. And that's exactly what we're here to help you create.
Learn how to build credit in college, so you can make smart financial decisions while balancing school, work, and life.
Avoid common credit mistakes, like overspending or missing payments, that can damage your credit scores.
Feel confident managing student loans, knowing that timely repayments can help you build a strong credit profile after graduation.
Two-thirds of all student loan debt belongs to women, with an average of $31,726.
More than half of women say they were never taught about credit.
Before the 1970s, women couldn’t even open a line of credit without a man’s permission.
In College Girls Need Good Credit, Too, you’ll learn how to build credit at 18+, starting with the basics and moving through actionable steps to put you in the driver's seat of your future.
Two-thirds of all student loan debt belongs to women, with an average of $31,726.
More than half of women say they were never taught about credit.
Before the 1970s, women couldn’t even open a line of credit without a man’s permission.
In College Girls Need Good Credit, Too, you’ll learn how to build credit at 18+, starting with the basics and moving through actionable steps to put you in the driver's seat of your future.
Know How to Build Credit as a College Student: Start by building a strong credit profile by choosing the right first credit card, learning the credit score formula, and growing your credit score from scratch, setting yourself up for a high score.
Build Strong Credit Habits Now, Not Later: Too many students learn through trial and error and spend years fixing mistakes. Let’s skip the drama and start smart, so you can achieve a high credit score and avoid setbacks down the road!
Use Credit to Open Up Opportunities — Not Limit Them: Credit should give you freedom, not stress. We'll show you how to use it strategically, pay off student loans, and build a solid credit score that works for you.
Know How to Build Credit as a College Student: Starting from picking the right first credit card and building your score from scratch.
Build Strong Credit Habits Now, Not Later: Too many students learn through trial and error and spend years fixing mistakes. Let’s skip the drama and start smart!
Use Credit to Open Up Opportunities — Not Limit Them: Credit should give you freedom, not stress. We'll show you how to use it strategically, pay off student loans, and build a solid credit score that works for you.
Get that dream apartment without needing a cosigner.
Score lower interest rates on credit cards and student loans.
Qualify for credit cards that give you rewards like cash back, travel points, or perks on purchases.
Get a jump-start on your career, as many employers check credit during hiring.
Access better insurance rates and even get approved for utilities.
Most people only realize how important credit is after it becomes a problem. But you don’t have to wait.
By taking control of your credit now, you’re not just preparing for graduation — you’re building a foundation for the rest of your life.
Module 1: Intro to credit
Master the basics and build credit confidence.
Module 2: How to build credit as a college student
Look at the best credit cards for students, how credit scores are calculated, and steps to start building your credit.
Module 3: Biggest Credit Mistakes College Students Make — And How to Avoid Them
Learn the top seven mistakes college students make with credit and how to steer clear of them.
Module 4: Student Loans During College
Understand how student loans work and explore other ways to fund your education.
Module 5: Life After College
Learn how and when to start repaying student loans and how to save money while doing it.
Bonus: A 40-page course workbook that complements the course, including a "Commitment to My Future" letter, action items, reflection questions, income and expenses example, a credit and budget planning section, as well as space for SMART short-term and long-term credit and savings goals, and a notes section.
Lose the Credit Confusion. Gain the Credit Confidence.
Ever wonder how some people get approved for their first car, secure the best loan rates, or even launch their dream businesses right after college? It all begins with credit! The sooner you learn to manage it, the more opportunities you'll create for yourself—both now and in the future.
Good credit simplifies key life events, from renting your first apartment to purchasing your first car. This course empowers you to take charge of your financial future and achieve your biggest goals more quickly.
Designed specifically for college students, College Girls Need Good Credit, Too! delivers essential knowledge in a way that’s practical and beneficial for your immediate future.
Credit may seem boring, but it’s anything but! Join other college students who are learning how to build good credit, unlock countless opportunities, and grow their financial confidence. Our online financial literacy course for college students makes credit easy to understand with engaging videos, inte2 Columnractive lessons, clear steps, hands-on activities, and practical real-life examples!
Get that dream apartment without needing a cosigner.
Score lower interest rates on credit cards and student loans.
Qualify for credit cards that give you rewards like cash back, travel points, or perks on purchases.
Get a jump-start on your career, as many employers check credit during hiring.
Access better insurance rates and even get approved for utilities.
By taking control of your credit now, you’re not just preparing for graduation — you’re building a foundation for the rest of your life.
By taking control of your credit now, you’re not just preparing for graduation — you’re building a foundation for the rest of your life.
Chapter 1: Intro to credit
Master the basics and build credit confidence
Chapter 2: How to build credit as a college student
Look at the best credit cards for students, how credit scores are calculated, and steps to start building your credit.
Chapter 3: Biggest Credit Mistakes College Students Make — And How to Avoid Them
Learn the top seven mistakes college students make with credit and how to steer clear of them.
Chapter 4: Student Loans During College
Understand how student loans work and explore other ways to fund your education.
Chapter 5: Life After College
Learn how and when to start repaying student loans and how to save money while doing it.
For college students, understanding credit early is a game-changer. You’re preparing for big milestones—like renting your first apartment, buying a car, or landing your first full-time job—and good credit will be key to achieving them all.
Lose the Credit Confusion. Gain the Credit Confidence.
Ever wonder how some people get approved for their first car, secure the best loan rates, or even launch their dream businesses right after college? It all begins with credit! The sooner you learn to manage it, the more opportunities you'll create for yourself—both now and in the future.
Good credit simplifies key life events, from renting your first apartment to purchasing your first car. This course empowers you to take charge of your financial future and achieve your biggest goals more quickly.
Designed specifically for college students, Girls Need Good Credit, Too! delivers essential knowledge in a way that’s practical and beneficial for your immediate future.
I’m Dr. Donna Prudhomme — former High School Principal, Director of Career & Technical Education, REALTOR®, and Board-Certified Credit Consultant with 26 years of experience in public education.
But more importantly, I’m someone who believes that financial freedom starts with education — and I know, firsthand, that this journey begins long before adulthood.
Growing up, I didn’t have access to credit education. I’ve seen too many women face financial struggles that could’ve been avoided with the right knowledge early on.
Working in the public school system for 26 years, I’ve personally witnessed how much is left out of traditional education, especially when it comes to preparing girls for financial independence.
Credit, in particular, is a topic that’s almost never covered in schools. Yet, it plays a massive role in our ability to build the future we dream of.
That’s why I founded Credit Education School—to help girls, from elementary school through college and beyond, understand, build, and manage credit. Many girls graduate with limited knowledge of credit, often falling into cycles of debt and damaging their credit scores before they even realize the consequences.
I’ve made it my mission to change that because College Girls Need Good Credit, Too!
I’m Dr. Donna Prudhomme — former High School Principal, Director of Career & Technical Education, REALTOR®, and Board-Certified Credit Consultant with 26 years of experience in public education.
But more importantly, I’m someone who believes that financial freedom starts with education — and I know, firsthand, that this journey begins long before adulthood.
Growing up, I didn’t have access to credit education. I’ve seen too many women face financial struggles that could’ve been avoided with the right knowledge early on.
Working in the public school system for 26 years, I’ve personally witnessed how much is left out of traditional education, especially when it comes to preparing girls for financial independence.
Credit, in particular, is a topic that’s almost never covered in schools. Yet, it plays a massive role in our ability to build the future we dream of.
That’s why I’ve made it my mission to change that.
Kara Roberts, Freshman, Architecture Major
"Taking the College Girls Need Good Credit Too course completely changed my perspective on personal finance. Before the course, I didn’t understand how credit worked or why it was important for my future. The lessons were easy to follow and covered everything from building credit responsibly to avoiding common mistakes like maxing out credit cards. I’m so glad I took the course early in my college career because now I’m in control of my credit and know exactly how to manage it!"
Carlie Landry, Freshman, Pre-Dentistry Major
"Enrolling in the College Girls Need Good Credit Too course was one of the best decisions I made in college. I had no idea that the financial choices I made now could impact things like renting a apartment or applying for a job later on. The course taught me how to use credit cards wisely, check my credit report, and even how to boost my credit score by having a productive credit profile. It gave me the tools I needed to build and maintain credit, and I recommend it to every college student!"
Kate Maness, Freshman, Communications Major
"I’ve always been intimidated by the idea of managing credit, but the College Girls Need Good Credit Too course broke it down in such an understandable way. I loved how interactive the course was, with real-life examples and practical advice. It also helped me understand how my student loans affect my credit and gave me strategies to manage them wisely. Now I have a plan for building strong credit, and I feel so much more prepared for life after graduation."
College girls, from freshmen to seniors, who want to start building credit. Whether you’re applying your first credit card or already have one but aren’t sure how to use it, this course will help you build your credit to build your future.
You’re busy with classes, so we’ve made this course quick and flexible! Complete it in under 2 hours, or break it into 15-20 minute sessions and finish in a week.
Yes! We start at the very basics of how to build credit at 18+.
Do you offer other courses?
Yes, we provide the Girls Need Good Credit, Too! course, tailored specifically for high school girls. This course equips students with essential tools and knowledge to understand credit, build a strong financial foundation, and make informed decisions as they prepare for their future.
College girls, from freshmen to seniors, who want to start building credit. Whether you’re opening your first credit card or already have one but aren’t sure how to use it, this course will help you build your credit to build your future.
You’re busy with classes, so we’ve made this course quick and flexible! Complete it in under 2 hours, or break it into 15-20 minute sessions and finish in a week.
Yes! We start at the very basics of how to build credit at 18+.
Absolutely! We provide the College Girls Need Good Credit, Too! course, tailored specifically for college girls. This course empowers students with essential knowledge and skills to build and manage their credit effectively while navigating college life.
Move into your first aartment without needing a co-signer, giving you more independence and control over your living situation.
Travel with ease and convenience by taking advantage of credit card rewards, allowing you to earn points and cash back for your adventures.
Finance your dream car with a lower interest rate, saving you money in the long run and making monthly payments more manageable.
Launch your own business with a solid credit foundation, providing the financial backing you need to turn your entrepreneurial dreams into reality.
Move into your first apartment without needing a co-signer, giving you more independence and control over your living situation.
Travel with ease and convenience by taking advantage of credit card rewards, allowing you to earn points and cash back for your adventures.
Finance your dream car with a lower interest rate, saving you money in the long run and making monthly payments more manageable.
Launch your own business with a solid credit foundation, providing the financial backing you need to turn your entrepreneurial dreams into reality.